Top Retirement Quotes for all 2019 Quotes, wishes, messages

Are you looking for Retirement Quotes? If yes then you are at right page. We have found all type of Inspirational Motivational Quotes Retirement Quotes so don't have to search from because we have everything in this post.

Fifty Retirement Lovely Wishes Continued:

    Think about it, now you never have to ask for a day off again. Happy Retirement!

    Happy retirement wishes! Wishing you all the best in your new retired life. 

    All the best for an amazing retirement! Enjoy your new chapter in life, where you become your own boss.

    As one chapter ends, another begins, welcome to your new found freedom! 

    When someone as wonderful as you finally gets to retire it makes my heart melt! Congrats and all the best to your relaxing years ahead!

    Are you ready for that golf trip you were always telling me about? Enjoy your golf retirement! 

    You will always be remembered for your accomplishments. Thank you for your years of hard work and dedication to our team, and congrats on your retirement!

    Retiring means less responsibility and “almost” no work. Please let me know if you need help finding things to do, my garage could use a once over ha ha ha! Congrats (insert name)! 

    Now that you’re retired you can do all the things you enjoy. Have a happy retirement!

    Now that you are retired, what are you going to do with all of that free time? I could fill up your Tuesday’s with coffee and gossip? What do you say? Enjoy yourself out there! 

    Enjoy the fruits of your hard labor. Here’s to wishing you a relaxing and wonderful retirement.

    I’m so happy to see you reach your goal! Retirement holds new beginnings for you. Seek out everything that retirement has to offer you. 

    You’ve worked your entire life for this day, you deserve it, and all the best for a happy retirement!

    You are an amazing co-worker, I will never forget all the little tips and tricks you taught me along the way. You are an inspiration to us all. Congrats on your well deserved retirement days. 

    Thank you for being an amazing example for me and our team. Your dedication and hard work is really inspiring! I will never forget you for that! Enjoy your retirement!

    You have made us and the company better, and for that we thank you. Enjoy your retirement! 

    Thank you for always challenging us to become the best at what we do. Congrats on your retirement!

    Now that you’re retired, you get to spend everyday with your wife. I’m sure you can’t wait to get your green thumb dirty again! Enjoy it. 

    All of the wonderful things you’ve done for us will not be forgotten. Congrats on the fruits of your hard labor!

    Leave your past behind and embrace your new future. Work it over, retirement is here! Let’s go!

    Retirement is all about embracing your future and leaving the past behind. Enjoy the years ahead!

    Are you seriously retiring already? It seems like you just started yesterday. You will be deeply missed my friend! 

    All The Best wishes on your early retirement. Enjoy the new opportunities to do fun and wonderful things just for you.

    Thank you for inspiring us all to do our absolute best. You are a very motivating and pleasant person to work with. You will not be forgotten after you retire! 

    Thank you for always motivating us to do our best. We wish you an amazing retirement with years of enjoyment to come!

    You are a true friend! Our years of work together have showed me that you can love your work if you love the people you work with. Thank you for proving that to me! Happy Retirement! 

    You will be deeply missed! You are truly a one in million person that can never be replaced! Enjoy your retirement!

    Make sure you enjoy retirement like you enjoyed working with all of us! Send us a postcard from your next trip. 

    It’s sad to say goodbye, but great to know you are headed on to greener pastures! Congrats!

    We hate to see you go, but love to see you walk away… into retirement that is ha ha ha. Congratulations, you deserve it! 

    It will be tough to find someone that works as hard and is dedicated as much as you are! Congrats from the whole team!

    Say goodbye to slow Mondays and pointless staff meetings ha ha ha! Your new life is waiting for you.

    You are one of the hardest working people I have ever met! You earned every single part of your retirement! Great job and adios amigo. 

    Retirement is the end of one chapter and the beginning of a new one. Let’s hope the next chapter of your life are as good or better as your previous! Congratulations!

    You have earned every bit of your retirement days! We are so happy for you! 

    Have fun with your new found freedom! Here’s to hoping your retirement is a dream come true!

    Now that you got your boss off your back you can do what you want, when you want, as long as your wife approves of course ha ha ha!

    I’m sure you never thought this day would come… Well other than that calendar you had that marked down the last days until your retirement ha ha ha! Enjoy yourself my friend, you will be greatly missed! 

    You deserve retirement! You’ve worked hard for your family and deserve to take a break! Congrats.

    We can tell that you loved your job! Let’s hope your retirement brings you the same fulfillment or even more!

    Here’s to hoping your new found freedom in retirement brings you fun, relaxation and enjoyment! All the best to you.

    You will be greatly missed! We hope you enjoy your retirement as much as we enjoyed having you around the office. All the best! 

    A wife’s full-time job starts when her husband retires. Glad to see you got promoted!

    Consider this an extended vacation that never ends… Only you don’t get paid days off ha ha ha!

    Never again will you have to face dreaded Mondays! Every day for you is the weekend now! Lucky You.

    Very few people dedicate themselves to their job the way you have. Now, its time to take some time for yourself and I can only imagine the kind of things you are going to get into.

    Travel, relax, enjoy life and spend all the kids inheritance (they will never know ha ha ha). Best of wishes.

    Here’s to wishing you health, wealth and happiness in retirement. Congratulations to you!

    Now that you’ve retired, you can start doing all of the wonderful things I’ve heard you talking about over the years! Congrats.

    You leave your old boss in the past after retirement and start life with your new boss, your wife. Good luck my friend!

    Seven Retirement Wishes / Messages / Quotes For Dad:

    “Hey dad, you worked hard and it’s time to celebrate. When I was a kid, of course, I took the sacrifices of a hard working man for granted. Now that I’m one myself, I remember your example. You will always help hold me to a respectable standard. I will never stop valuing your inspiration. Congratulations on your retirement”.

    “All those mornings of tie-straightening before you head out the door are no more! There’s no one I can think of that deserves a break more than you. I know your job wasn’t easy, but you never complained. Thank you for all the challenges you faced as a way to provide for your family. If I can be a father that’s even half as good as you, my heart will be at peace. I love you, dad!”

     “You were always just my dad. It wasn’t until I got older that I realized there was a whole other world you entered into as you left the hose every day. You worked so hard and all I did was demand this and that. What a little brat. Anyway, sorry I waited until I grew up to tell you I appreciate all you did every day. There’s no way I would be able to cope with how hard you worked and still retain as much dignity as you did. Thanks, dad. I hope you have a great retirement”.

    “I know you’re used to working hard for so many years, but it’s time to relax, Dad. Taking it easy doesn’t mean giving up. We want to see you enjoy life and be happy. If there’s anything we can do to help you take it easy in your retirement, we want to know. It’s our turn to take care of you, now. Looking forward to some good times with you, Pops. Life is not ending, it’s beginning a great new phase.”

    “I am only starting out in the professional world, but I can imagine if I did this for another 30 years, that it would be quite an odd feeling to stop the routine. Don’t think your sense of purpose depended on your work, dad. We are so glad you have more time now to relax and do what you enjoy instead of always having to do for others. We celebrate with you today and we’re so proud of you!”
    “Kids don’t understand why their dads don’t feel like playing when they get home from work. Now that I’m a grown-up, I can tell you I have no idea how you did what you did every day. Your gave your whole life so that we could live comfortably. My job is not as hard as your’s but I complain all the time. I never sensed any negativity from you. Your attitude was amazing. Congratulations on your retirement, Dad.”

    “ On this occasion of your retirement, If your kids could make just one wish for you, I’d be that you realize the value of all you do. Your life is not in the past tense now that you’ve ceased to be a worker man, in this moment, a new phase began. We’re so happy for you, so don’t be blue. We love you old man, we certainly do.”

    “I can’t even conceive of your genuine humility. Most people can’t wait to show off and brag about themselves, yet you hid your accomplishments at work. You did a lot of things that made your company proud. All we saw was our Dad. We didn’t know how much you helped others, too. You never cease to amaze us. We love you, Dad. Happy Retirement.”
    “Time to kick back, Dad. One part of life passed, but no need to be sad. More time for fun. Anything you’d like can now be done. We are so proud of you. Happy Retirement from your kids.”
    “While for so many years you had checklists galore, now with retirement, an ongoing list of 4:
    1) relax,
    2) enjoy,
    3) unwind
    4) explore.
    Happy retirement, Dad!”
    Top Twenty-Five Teacher Retirement Quotes For Every Male and Female Teacher AND Retirement Quotes For Principal:

    A teacher affects eternity; he can never tell where his influence stops.
    Henry Adams

    One looks back with appreciation to the brilliant teachers, but with gratitude to those who touched our human feelings. The curriculum is so much necessary raw material, but warmth is the vital element for the growing plant and for the soul of the child.
    Carl Jung

    The mediocre teacher tells. The good teacher explains. The superior teacher demonstrates. The great teacher inspires.
    William Arthur Ward

    I like a teacher who gives you something to take home to think about besides homework.
    Lily Tomlin

    Retirement means no pressure, no stress, no heartache... unless you play golf.
    Gene Perret

    When a man retires, his wife gets twice the husband but only half the income.
    Chi Chi Rodriguez

    The true teacher defends his pupils against his own personal influence. He inspires self-trust. He guides their eyes from himself to the spirit that quickens him. He will have no disciples.
    Amos Bronson Alcott

    A master can tell you what he expects of you. A teacher, though, awakens your own expectations.
    Patricia Neal

    A good teacher is like a candle - it consumes itself to light the way for others.
    Mustafa Kemal Ataturk

    Retirement: That's when you return from work one day and say, "Hi, Honey, I'm home - forever."
    Gene Perret

    The greatest sign of success for a to be able to say, "The children are now working as if I did not exist."
    Maria Montessori

    Don't simply retire from something; have something to retire to.
    Harry Emerson Fosdick

    Warmth is the vital element for the growing plant and for the soul of the child.
    Carl Jung

    The trouble with retirement is that you never get a day off.
    Abe Lemons

    The best teacher lodges an intent not in the mind but in the heart.
    Anne Michaels

    Teaching is not a lost art, but the regard for it is a lost tradition.
    Jacques Barzun

    There's one thing I always wanted to do before I quit... Retire!
    Groucho Marx

    Age is only a number, a cipher for the records. A man can't retire his experience. He must use it. Experience achieves more with less energy and time.
    Bernard Baruch

    Old teachers never die, they just grade away.
    Henny Youngman

    The splendid thing about education is that everyone wants it. Like influenza, you can give it away without losing any of it yourself.
    Evelyn Waugh

    Good teaching is one-fourth preparation and three-fourths pure theatre.
    Gail Godwin

    The world of knowledge takes a crazy turn
    When teachers themselves are taught to learn.
    Bertolt Brecht

    The object of teaching a child is to enable him to get along without his teacher.
    Elbert Hubbard

    Who dares to teach must never cease to learn.
    John Cotton Dana

    The teacher is one who makes two ideas grow where only one grew before.
    Elbert Hubbard

     The average American dedicates forty years of their life working before making it to retirement. As one of the most desired stages of our adult life, retirement represents a new stage of our life and freedom from the concrete jungle. To celebrate this momentous event for your retiring boss, here is a look at some of the best retirement card messages for a boss to share.

    “All these years you may have been the boss, but now all that goes out for a toss. Retirement marks the end of your reigning thunder, because without your job title you’re no more than a mere commoner. Farewell.”

    “All your work life you’ve given orders to colleagues. Now you’ll experience how it feels to have a boss… as you stay home and take orders from your wife. Happy retirement.”

    “Congratulations for retiring. Life has officially given you the permission to splurge, enjoy and relax.”

    “Dear boss… please remember that no matter how much everyone wishes you well for your retirement, deep down inside they’re just happy that you’re leaving. Farewell.”

    “Dear boss… retirement is life’s way of telling you that you’ve spent too much time giving orders and getting others to do things for you. Now it’s time to do something on your own.”

    “I think you will love retirement. You never took day-offs from work… and there are no day-offs in retirement either. Happy retirement boss.”

    “If I got a few wishes, I’d ask for all your abilities. My dream come true, would be to have all your capabilities. Wish you the best on your retirement.”

    “In terms of profit and loss, your retirement is a loss for your colleagues and a profit for your family. Farewell.”

    “It always hurts to lose that one best person, who leads the pack at work and gets everything done. The person who moves ahead and takes everyone else along, who builds a winning team by making everyone strong. Farewell, boss.”

    “Most managers hate to retire. Because without a staff, it marks the pivotal point when they actually have to start doing all their work themselves.”

    “Retirement is life’s greatest tease. You have more free time than a thirteen year old but your energy levels are worse than a fifty year old.”

    “Retirement is life’s way of telling you that it is time you put your friends and family before your work. Happy retirement.”

    “Retirement is the sweet reward for all the bitter battles fought in the boardroom. Congratulations.”

    “Retirement marks the time when your dress code officially changes from shirts and suits to flannels and jammies. Enjoy!”

    “Retirement signals the time when you’ve had your fair share of time spent with annoying colleagues. Now it’s time to move over to annoying family members. Good luck.”

    “The first week of retirement will feel like the first taste of freedom. The second week of retirement will feel like a vacation. The third week of retirement will feel like the beginning of lifelong captivity at home. Happy retirement boss.”

    “Throughout your career you have been someone’s boss. Retirement is your chance to be your own. Congratulations.”

    “Throughout your career you were busy climbing up the corporate ladder. Retirement is the time to stop climbing and put your feet up as you sit back on the sofa. Enjoy.”

    “Until now you may have thought that life’s biggest battles are fought in the boardroom… but now as you retire and spend more time at home, you’ll realize that they’re actually fought in the kitchen. Good luck.”

    “We wish your birthdays never came, we wish you never grew old. We wish that as the years flew by, you’d gotten young and bold. We wish time had gone in reverse, making you younger by the day. Boss… you’ll be missed, is what we want to say. Goodbye.”

    “You have always laid all the rules in the office. Now you will finally be on the other side as your wife lays all the rules at home. Wish you a happy retirement!”

    “You may be given retirement because you are growing old. But it is a pity the company doesn’t realize that it is letting go of an asset more precious than gold. Happy retirement boss.”

    “You may have accomplished many challenges so far… but the biggest challenge of your retired life is about to begin – finding something challenging to do. Good luck.”

    “You will be remembered for how you always smiled even when things weren’t going so well… you never let your colleagues suffer even when on other problems, you had to dwell. Goodbye.”

    “Your career’s biggest souvenirs are your colleagues’ good wishes. Happy retirement.”

    “Your retirement is a just an illusion. Your spouse will become your new boss and your grandchildren become your full time colleagues. Happy retirement.”

    “Your retirement is nothing short of a glorious achievement. Not every leader can retire with such grace, dignity, respect and a teary eyed farewell from the whole office. Congratulations boss.”

    Fifty-Five funny and inspiring retirement quotes to write in a card for a colleague, boss, or family member who is finishing up at work.

    “How lucky I am to have something that makes saying goodbye so hard.” — A. A. Milne, Winnie-the-Pooh

    “Often when you think you’re at the end of something, you’re at the beginning of something else.” — Fred Rogers

    “What do you call a person who is happy on Monday? Retired.” — Unknown

    “People will forget what you said, people will forget what you did, but people will never forget how you made them feel.” — Maya Angelou

    “We make a living by what we get. We make a life by what we give.” — Winston Churchill

    “You can’t retire from being great.” — Unknown

    “I can’t wait to retire so I can get up at 6 o’clock in the morning and go drive around really slow and make everybody late for work.” — Unknown

    “Some of the best memories are made in flip flops.” — Kellie Elmore

    “When a man retires, his wife gets twice as much husband for half as much money.” — Chi Chi Rodriguez

    “There are some who start their retirement long before they stop working.” — Robert Half

    “Retirement: It’s nice to get out of the rat race, but you have to learn to get along with less cheese.” — Gene Perret

    “In your retirement years never drink coffee at lunch; it will keep you aware in the afternoon.” — Unknown

    “He who laughs last at the boss’s jokes probably isn’t far from retirement.” — Unknown

    “Retirement is like a long vacation in Las Vegas. The goal is to enjoy it the fullest, but not so fully that you run out of money.” — Jonathan Clements

    “Retirement at sixty-five is ridiculous. When I was sixty-five I still had pimples.” — George Burns

    “Instead of saving for someone else's college education, I'm currently saving for a luxury retirement community replete with golf carts and handsome young male nurses who love butterscotch.” — Jen Kirkman

    “I have never liked working. To me, a job is an invasion of privacy.” — Unknown

    “Retirement: World’s longest coffee break.” — Unknown

    “When you retire, you switch bosses – from the one who hired you to the one who married you.” — Unknown

    “Spreading sheets sounds more appealing than a spreadsheet.” — Unknown

    “My retirement plan is to get thrown into a minimum security prison in Hawaii.” — Julius Sharpe ‏

    “People are always asking me when I'm going to retire. Why should I? I've got it two ways. I'm still making movies, and I'm a senior citizen, so I can see myself at half price.” — George Burns

    “You are a person I really admire, because you are a person who gets to retire.” — Unknown

    “When a man retires and time is no longer a matter of urgent importance, his colleagues generally present him with a watch.” — R.C. Sherriff

    “If you really want to annoy me, ask me when I’m going to retire from rock n’ roll.” — Bruce Dickinson

     “You are never too old to set another goal or to dream a new dream.” – C.S. Lewis

    “There comes a day when you realize turning the page is the best feeling in the world. Because you realize there is so much more to the book than the page you were stuck on.” – Zayn Malik

    "There's never enough time to do all the nothing you want." — Bill Watterson

    "As in all successful ventures, the foundation of a good retirement is planning." — Earl Nightingale

     “The trouble with retirement is that you never get a day off.” — Abe Lemons

    “Planning to retire? Before you do find your hidden passion, do the thing that you have always wanted to do.” — Catherine Pulsifer

    “You have to put off being young until you can retire.” — Unknown

    "There is a whole new kind of life ahead, full of experiences just waiting to happen. Some call it 'retirement.' I call it bliss." — Betty Sullivan

    "As for me, except for an occasional heart attack, I feel as young as I ever did." — Robert Benchley

    “If people concentrated on the really important things in life, there’d be a shortage of fishing poles.” — Doug Larson

    “I found out retirement means playing golf, or I don’t know what the hell it means. But to me, retirement means doing what you have fun doing.” — Dick Van Dyke

    "There is a fountain of youth: it is your mind, your talents, the creativity you bring to your life and the lives of people you love. When you learn to tap this source, you will truly have defeated age.” — Sophia Loren

     “It is better to live rich than to die rich.” — Samuel Johnson

    "Retirement: No Job, No Stress, No Pay!" — Unknown

    “Retire from work, but not from life.” — M.K. Soni

    "I’m not just retiring from the company, I’m also retiring from my stress, my commute,
    my alarm clock, and my iron." — Hartman Jule

    “Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.” — Mark Twain

    "Retirement: When you stop lying about your age and start lying around the house." — Unknown

    "A lot of our friends complain about their retirement. We tell ’em to get a life." — Larry Laser

    “The harder you work, the harder it is to surrender.” — Vince Lombardi

    What are some of your favourite funny retirement quotes about having a happy retirement from a full-time job?

    When a Coworker Retires, Coworkers generally sign the Retirement card, participate in the scheduled festivities, and send personal greetings and gifts to honour the retirement occasion. Traditionally, when the momentous occasion of an employee retirement occurs, it is marked as a life passage into the next chapter for the employee.

    Retirement wishes, congratulation messages and farewell quotes for colleagues. When the time comes for a farewell of office colleagues or coworkers and has to say goodbye, we suggest to congratulate them instead of goodbye.

    I will miss your sunny disposition, your friendly smile, the donuts you brought in. Wait, it was you who brought the donuts, right? Happy retirement.

    Retirement is not about giving up, losing yourself, slowing down or feeling old. Retirement is about enjoying the longest holiday of life. Farewell.

    Pre-retirement means 9 to 5 under your boss. Post-retirement means 9 to 5 under your wife. Farewell.

    Start listening to your heart… it’s the best gift you can give yourself when you retire. Congratulations.

    The lights have dimmed and the cameras have stopped rolling. Life has yelled Pack Up, but there’s still time until The End. Congratulations.

    Do you think that life after retirement is an adventure? Well, it is if you count trekking out of bed, climbing atop sofas and diving into takeaways. Have fun.

    Thanks for making our work life much easier and funny. Now you can unwind your mind and spend some time with your family and best friends. May you get the best of everything in life.

    No more targets, no more goals, no more KPIs and no more meetings. All there’s left to do now is to unfurl all the happiness that life has in store. Congratulations on your retirement.

    After retirement the body grows older, the heart grows fonder and the mind becomes younger. All the best at trying to handle an old body with a young mind and a fond heart.

    We will miss your wisdom and experience, but most of all, we will miss the encouragement you have been to us. We wish you the happiest of retirements.

    Most people spend their whole lives planning their retirement but when they actually retire, they don’t know what to do. Don’t let this happen to you.

    You will finally have time to ferret out that special fishing spot or to sleep through an afternoon game on TV. It couldn’t happen to a nicer guy. Congratulations on your retirement.

    All your life you were wondering why you tolerated an annoying boss and put up with irritating colleagues – retirement is the answer. Congratulations.

    You are the kind of people that bring the best in others! Thank you for everything you did. Wishing you a life full of success and happiness!

    Nine Farewell Messages For Lovely Colleagues:

    I wanted you to know what a blessing it’s been to work with you over these past few years. Hope you’ll enjoy every minute of your retirement. We’re really going to miss you!

    Forget #ThrowbackThursday and #FlashbackFriday – you have all the time in the world to lie on a hammock and think about the beautiful memories of your life. Happy retirement.

    Retirement – the only real excuse you’ll ever have to spend your entire life’s savings. Have fun.

    Retirement will be a difficult time for you: no getting up with an alarm, no boring staff meetings, no watching the clock tick down those last, long minutes before quitting time. However will you manage?

    The first destination you should travel to after retirement is a beautiful, elusive island cut off from the rest of the world – it’s called Happiness. Congratulations.

    Retirement is the opportunity that life has given you to stop complaining about not having the time or chance to do what you always wanted. Congratulations.

    Retirement marks the culmination of a career spent achieving success in the business world and the genesis of a career in enjoying the fruits of that success. Happy retirement.

    Retiring is like falling in love for the first time. Thinking about it gives you butterflies in the stomach and you will never know how it feels until you actually retire. Happy retirement.

    Some people retire too early and regret wasting their lives. Some people retire too late and regret overworking. But your timing is perfect. Congratulations.

    Don’t be afraid of writing them a retirement message though. A card, flowers or gift from you will be warmly received and appreciated. Use the retirement wishes for a friend examples below as either inspiration and ideas to write your own or feel free to copy them directly. Hopefully, you will find an appropriate one that sums up exactly how you are feeling.

    Here are the best 75 retirement messages for a friend that will wish them good luck.

    Cheers to the great times we had together! Open that sparkling champagne and start an awesome barbeque – this milestone in your life is worth celebrating. Happy retirement!

    I want to tell you that I am happy that you can finally enjoy the achievements you have built with the help of your efforts over the years. I hope one day, I also managed to do it and I can feel satisfied by that.

    Thanks, a teacher for being an important part of my education, by the hard hand or by understanding when they were needed. I will never forget you! Happy Retirement!

    Wishing all my teacher friends a great day with their students! Since Retirement, I get a little nostalgic on this day!

    Always bringing your wisdom and timeless sense of humour with you each and every day. You will be missed.

    We thank you for sharing with us your passion for teaching. We greatly appreciated your support, your involvement and your experience throughout the year.

    I know that retirement is hard time but for this day I want to wish you lift up your head and go straight ahead. You will see that this time will be good as never before.

    Today is a great day for an amazing person. You were the best employee in our company. If you want to return we will wait for you.

    Wishing you all the best on your retirement Mr [Name] you were a great teacher.

    An incredibly knowledgeable, passionate, witty and industrious teacher – best wishes for retirement.

    The best thing to remember is what a person discovered for himself. Thank you, for your skill, you are directing your students to the path of discovery. Only a real teacher can have such talent, with a holiday!

    I hope I have lived up to the most complex homework you have given me this year: to surpass myself, to believe in myself and never to give up. Thank you for your hard work at my side!

    Best wishes for the best person on this beautiful and important day. I hope you will appreciate this life span. Have a rest!

    Wishing Professor [Name] all the best as she starts her adventure into retirement!

    The teaching that makes its mark is not what is done head to head, but from heart to heart.

    We thank you for enriching our knowledge and guiding us throughout this year.

    Blessed to have had such a wonderful teacher and person, best wishes going into your retirement.

    Very special lady and truly inspirational teacher, best wishes for really happy retirement.

    The greatness of a person is not found in the amount of money he possesses, but in the quality of his knowledge and education.

    Congratulations dear friend for having stood the test of time and put up with hundreds of hours of stressful work without breaking down. And now in return you are going to have hundreds of hours of free and relaxing time. May you enjoy this season of your life and just have fun.

    I want to thank you for your passion and devotion during all these year. I wish to let you know that I appreciate your work very much. Wishing you good luck in this new life period!

    A life without the daily traffic jams and mounts of paper work. Welcome to that rosy life my friend. Happy retirement!

    Today is the beginning of the rest of your life and I know that just as you worked hard in your job, you will work even harder to enjoy your retirement. According to me that is just exchanging one job for another but I wish you well anyway. Happy retirement.

    The most talented teachers are those who teach not by words, but by their own example. You are such a teacher. I wish to always be a good example for my students!

    I heard of somebody who created the whole Universe and He retired after only 6 days. It took you much longer than that but you have finally made it! Congrats on your retirement!

    Wishing you the best the retirement years of your life!

    To my best friend, I watched you work so hard over the years. Congrats on retiring. You have certainly earned it and more!

    With the warmest of wishes and the warmest of hearts, so excited for your new adventure!

    To my dearest friend, excited to watch you during this time of freedom.

    The passion for your work! It is with a real pleasure that we came to attend all your courses this year. A big thank you from your students.

    Congratulations on your huge accomplishments! You deserve everything and more. Congrats, my friend!

    I wish you good health, unquenchable forces, your previous enthusiasm and productivity.

    You are real professional who deserved the best. On this retirement day I wish you to be always so positive and loving the life. You are worth it.

    The school year coming to an end, we wanted to tell you that you have been an excellent teacher! We thank you for sharing your knowledge with us, for always being right in your education and for always supporting and helping us. Thank you again from all your students.

    A pension is the best vacation! This is a unique chance to devote oneself to your favorite business and those pleasant things that you did not have time to do before. Now you can immerse yourself in those cases that bring real pleasure, and plunge into the atmosphere of a real holiday! Congratulations on retiring!

    You are so energy man. I guess that retirement will not change anything in your life. Wishing you not to lose your charm!

    This time in retirement will be new experience for you. I know that everything looks strange now, but …. Wish you to be brave!

    The work of the teacher is not so much to teach everything learnable, as to awaken in the student the desire to learn and know. Happy retirement day!

    I’m very happy for your retirement. Nothing pleases me more than to know that now you will be able to live calmly and in the company of yours, after so much time working to give them a good life. Enjoy it a lot because you deserve it.

    Another year begins for these happy teachers…retirement is sweet.Wishing all of our teacher friends a perfect start to the school year!

    I am sure that my life’s tree will branch out beautifully because its seed has been sowed by a teacher and nurturer like you. Wish you the best on your retirement.

    There has come a wonderful time in which you can choose – to rest or work. Or both that and another together. I want to wish for energy, enthusiasm. Every day to wake up with pleasure from the fact that you can imagine yourself an occupation to your liking, and from the fact that this is a lot of time. With an exit on the deserved rest!

    A teacher is not a profession, a teacher is a whole life, and it is given to the school and to the students. Today is your holiday, and we wish you strength and good health.

    It’s great to see someone retire who is as deserving as you. Make sure you work just as hard at relaxing as you have in your long career.

    Even if you are now retired, you see somehow no country. For you, the teacher was not just a profession, but a vocation for creating it. Now you do not teach at a school, but leave your friends no peace.

    I am happy to see you retire at just the perfect time. Actually, any time is the perfect time to retire.

    They say that life starts at 40. But the truth is, it starts on your retirement. When you have the luxury to do all the things you wanted to do. Congratulations on your exciting chapter ahead!

    Life never stops and retirement is just the beginning of a new phase of life. Embrace it with joy and may peace and happiness come along for the ride too. Happy retirement.

    Are you ready for new you? I hope you will discover something interesting at this stage. Let‘s have some fun!

    Congratulations on your pension, dear colleague. Now let it become easier and easier, let the pension suffice for all needs and desires, even with this status in life there will be many interesting hobbies, let in the house there will be a holiday every day, and in the soul always let light happiness live.

    Best wishes on adventures, fun, and love during your retirement.

    However will you get along without seeing my face every day? Never mind, I’m sure you’ll manage. Best wishes on your retirement.

    New time, new challenges, new you. Happy retirement. Wishing you strong health and lots of joyful moments every day!

    A person is what must be through education, through discipline.

    Here I am to congratulate you on your retirement and wish you have a happy retirement life.

    Now is the ideal time for you to travel and have fun with the things you always like to do. You’re going to have a great time because you already own your own time, congratulations!

    A wonderful teacher; best wishes for a long and happy retirement. Enjoy your well-earned retirement.

    Excited for additional time with you during this retirement! Congratulations!

    Farewell and best wishes to Teacher [Name]. After 18 years at [Institute], he is moving into a well-earned retirement.

    Now that you’re retiring you’ll have more time for fishing, golfing, and sleeping in, unless of course, you want to trade places with a friend like me.

    As your friend I want to say that you are a great person and an achiever, and that is what has brought you this far. Happy Retirement!

    Have you prepared new list of works? You will have a lot of free time. Be ready for everything!

    Remember that even if you are retiring that doesn’t mean that we have to stop hanging out. See you at the next coffee break! Congratulations!

    Accept the most sincere and warmest congratulations on the professional holiday – Retirement’s Day!

    Feel good, because it is at this moment when you will finally receive the reward, all the time you dedicated yourself to give your best at work.

    Thank you for being so patient with me and for helping me in the most difficult times. You are an excellent teacher that many students would like to have.

    Have you ever thought about day without stress? Today is that day! Happy retirement day!

    Beloved teacher! You give us much more than education. With unlimited inspiration, you helped us rise and soar. Greeting.

    Thank you for everything you did for us! Thank you for your endless patience, motivation and persistence which helped us become better people! We wish you pleasant days in your retirement! Happy retirement!

    Hard work, dedication and positive attitude. These are only few of the many precious things you have shared with us every day. Thank you and congratulations on your retirement!

    Thank you for showing us the keys to success: having confidence in yourself and in your abilities, believing in yourself and always trying to surpass yourself. Thank you.

    After seeing you accomplish so much, I have a massive respect for you, my friend. Congratulations.

    Happy Retirement! Teachers like you are the real assets who make ordinary children grow up into outstanding citizens. Happy retirement and Best wishes.

    Best wishes for a fulfilling retirement. Thank you for your inspiring leadership and all you have taught us. A model teacher!

    Thank you, teacher for teaching me to learn. You have helped me to discover the signification of education in life. I wish you a peaceful and happy retirement.

    I hope you enjoyed this great list of retirement messages for a friend that are perfect to wish them well.

    You are so energy man. I guess that retirement will not change anything in your life. Wishing you not to lose your charm!

    You are real professional who deserved the best. On this retirement day I wish you to be always so positive and loving the life. You are worth it.

    I’m too young to give you advices but on this day I want to give you one – chin up! Everything is just beginning!

    This time in retirement will be new experience for you. I know that everything looks strange now, but …. Wish you to be brave!

    I know that retirement is hard time but for this day I want to wish you lift up your head and go straight ahead. You will see that this time will be good as never before.


    The best wishes for the best person on this beautiful and important day. I hope you will appreciate this life span. Have a rest!

    Heartiest congratulations. Wish you to start new life without worries and full of happiness. Start everything from zero!

    Have you ever thought about day without stress? Today is that day! Happy retirement day!

    Have you prepared new list of works? You will have a lot of free time. Be ready for everything!

    Retirement isn’t the end of life. It’s the new beginning. Wishing you to try something new and not to be sad!

    Five Short Retirement Wishes For Friend:

    Now is your time to celebrate the end of hard work. It’s time when you will be able to relax and enjoy every moment. I hope that your retirement will be joyful!

    Long sleep, walks in the fresh air, work in the garden and many such things are waiting for you. I know that your retirement will be full of enthusiasm.

    I can’t believe what you are retired. I hope this period will be great for you. Wish you energy as much as possible.

    I want to congratulate you with this important day. Now you will have a lot of time to do everything what you really like. Be happy!

    Happy retirement, my dear. It’s a big day for you, because everything will change. Enjoy life!

    Five Happy RETIREMENT Wishes For Friend:

    New time, new challenges, new you. Happy retirement. Wishing you strong health and lots of joyful moments every day!

    I want to thank you for your passion and devotion during all these year. I wish to let you know that I appreciate your work very much. Wishing you good luck in this new life period!

    Do you know that retirement means? It’s more time for yourself. Happy retirement!

    Are you ready for new you? I hope you will discover something interesting at this stage. Let‘s have some fun!

    Today is a great day for an amazing person. You were the best employee in our company. If you want to return we will wait for you.

    Four RETIREMENT Words For Friends:

    Today was your final day at work, we know it’s sad and kind of stressful, but look on the bright side. Every Monday will be great, because now you don’t need to get up early in the morning!

    Retirement is just the end of your work, not life. You should face it with dignity. Finally, there are so many positive things about it! Now you will spend more time with you family and do what you really enjoy. Happy retirement!

    You are retired and now you say you’re bored, but look around you – there are people who love you and there are people who respect you, even though you retired. We all want you to be happy!

    You think you have nothing to do since you’ve finished your job.
    You still have friends and you still have a life.
    Make the best of it!
    But remember, you still have a hobby,

    Three Happy RETIREMENT Lovely and best  FRIEND:

    You are finally retired, but everyone is so proud of you. You left your job with a lot of respect from other workers, you were really high up in your job, you used to go all out. Have a happy retirement!

    You are retired now. You did an amazing job, had a great career and now you really deserve to get some rest. Happy retirement!

    You think you’re old, but we think you’re wise.
    You think you’re useless, but we still need you all the time.
    We love you with all our hearts and don’t want you to be sad.
    You should always remember the words we’ve just said!


    Retirement brings peace and tranquillity. It fills us with the realization of how many beautiful and helpful things we have done in our life. This is a valid reason to appreciate retirement.

    Today is the day when your career has come to an end, but it doesn’t mean that all your success and bright achievements will simply vanish. You did a great job and we all believe that you’ll do even more amazing things!

    Even though you think you’re old, actually you’re not. In fact, you just ended something you did for a long time and it means that now you have much free time to do whatever makes you happy. Enjoy it!
    It’s normal if you are finding it hard to express exactly how you are feeling, and can’t find the right words. As such an important person in your life, it can be tough to know what to say, especially considering all they will have done for you. Hopefully, the examples of mother retirement wishes and messages we’ve provided below will be a real help.

    Mom, you have always proven yourself as the best mother, be it at home or at works. Since it is the time of your retirement, we wish to welcome you with great love, respect and excitement. We are so glad because now we will be marking our moments with you whole day and whole night. Congratulations on your retirement.

    I feel very proud saying I am your daughter because you are the perfect example of homemaker as well as a professional. It is your retirement and it is your time of relaxing. Leave all burdens behind and fly for a new life. Happy retirement.

    Dearest mom, I am happy with all my heart to hear about the news of your retirement. You were always there to fulfill our dreams after the sad demise of dad. I have no words to thank you. We wish you a happy and blessed retirement life.

    Mom, look back the life, you can see your hard working, dedication and love for us and look forward the life, and it says a lot of enjoyment are yet to feel. Fulfill your dream as it is your party time. Happy retirement.

    Mom we are so happy that we now can have more time to spend with you. Congratulations on your retirement, may you have a best retirement life. Happy retirement mommy.

    Mom, it is the time when you can bid adieu to all the tensions and welcome the incoming pensions. We are so happy that you are retiring from 10 years of your services. We welcome you with all our heart and wish that you experience a great time during your retirement life.

    Hey Mom! I am happy from the core of my heart hearing about your retirement. After Dad, you have never let us felt alone and fulfilled our every dream. No words in the world to say thank you! Hoping to see you home soon!

    It’s time to reflect on the career of our mom. She worked hard at her job but was always there, to show us the ins and outs of life, to let us know that she was there. As you retire, mom, remember you’re loved and you’ll always have something to do because your children will always need your love. And they will always need you.

    Finally the time has come for your rest, there is no more work pressure, no more time schedule and no more headache. You have earned your success and now the time says enjoy it. You have managed us and your work very well, now it is time of managing yourself. Happy retirement.

    Mom, during my life I’ve watched you work so hard. You always wanted the best for all of us. You’ve earned your right to a lifetime of rest. So that’s why we’ve decided to make a fuss, and let you know how wonderful you’ve been as a mom and at your career. Congratulations on your retirement mother! We are so glad that we have you near.

    You are the inspiration of all as the way you handle both home and office earns a great retirement life. Now enjoy your weekend every day and achieve those joys you have missed for your career. Relax and feel the life. Wish you a happy retirement.

    Your sacrifices and never ending devotion to providing the best life possible for me and the family will always be a true inspiration. Thank you for everything. Have an amazing retirement mom!

    Mom, during my life I’ve watched you work so hard
    You always wanted the best for all of us
    You’ve earned your right to a lifetime of rest
    So that’s why we’ve decided to make a fuss

    And let you know how wonderful you’ve been
    As a mom and at your career
    Congratulations on your retirement mother
    We are so glad that we have you near.

    It’s time to reflect on the career of our mom
    She worked hard at her job but was always there
    To show us the ins and outs of life
    To let us know that she was there.

    As you retire, mom, remember you’re loved
    And you’ll always have something to do
    Because your children will always need your love
    And they will always need you.

    Retirement means you’ve worked so hard
    That they don’t think you need to ever work again
    That’s definitely a description of our mother
    Our confidant, our very best friend

    We’re so proud of you for being successful
    But more than that we’re proud you’re our mom
    You’ve worked hard enough in your in the past
    So take it easy from now on.

    It’s time to settle down and take it easy
    You’ve worked too hard all these years
    Our mom is our very best friend always
    She’s made us laughed, she’s wiped away tears

    So we gather together to celebrate
    All the hard work that she put in all this time
    I’m so happy you can rest awhile now
    I’m proud that when God chose my mom, he chose mine.

    Look back on all the years you’ve worked
    Be proud of all your many accomplishments
    What you’ve contributed to your family
    Will always be the greatest gift.

    Cause no matter how hard you worked
    When it came to your kids, you were never too tired
    So we hug you today and celebrate your career
    As you gracefully and deservedly retire.

    You may be retiring, mom,
    but your work is never done
    Of every job you’ve ever had
    You will always have to keep just one.

    That’s the job of being the best mother ever
    The job of making your kids feel so blessed
    To have been a part of your life
    To have flown out of your nest.

    My mom retires very soon
    We’re all wishing her the best
    She’s worked so very hard all these years
    That she deserves a little bit of rest.

    But we’ll always need your guidance, mom
    We’ll always need your love.
    Happy retirement now and always
    And from your kids, please accept this warm hug.

    The job of mom will never end
    But your daily job has now come to a close
    We present you with congratulations
    And hope you will always know

    That we were so proud of your hard work
    And we always look up to you
    No matter how how long you’re retired
    Your work as mom is never through.

    Thank you mom for your years of sacrifice
    You juggled family and work so beautifully
    When you came home and gave us hugs
    We watched as you moved so gracefully

    To show us what love is really made of
    To show us the value of hard work
    So enjoy your retirement mom
    It’s something you have definitely earned.

    My mom is the greatest woman in the world
    She’s retiring in just a short while
    We will celebrate her lifetime of hard work
    Because she always went the extra mile

    To balance life, love, family, and work
    To show us the way that life is meant to be lived
    We thank her for all her sacrifices
    And a big congratulations is what we give.

    Most times I wondered how you do it; managing your family and career so well that none was given less attention. You are indeed “the hand that rocks the cradle and rules the world!” Happy retirement, mom.

    At work, you were known as an untiring worker, at home you never slacked in your duty for a moment, which is why we call you our hero. 

    You are a virtuous woman indeed. You deserve the best that life has for you ahead, mom. Happy retirement.

    It’s time for us to take care of you and give you the best treat that you deserve. Happy retirement, mom.

    Mom, the best of life lies ahead of you as you retire. Happy retirement with best wishes and lots of love.

    Welcome back home, mom, I’m happy we no longer have to share you with your company. Best wishes on your retirement.

    Mom, there will be no more alarm to interrupt your peaceful sleep when it’s time to wake up and prepare for work; your time is now in your own hand to control. Rest well as you retire. Happy retirement.

    We can’t wait for you to retire, mom… We long for quality time with you that will never be shared or interrupted by work schedule. Best of life as you retire.

    Hurray! The countdown begins as I look forward to your retirement. My arms are wide opened to have you all to myself finally! Happy retirement in advance, mom.

    You may not have won several medals for your relentless and quality input at work, but you can be sure of our medal of endless love that awaits you at home – that’s the best medal you can ever get, mom. We celebrate your retirement with much love.

    Mom, at long last your much anticipated retirement has arrived. I’m so proud of you and happy to see you retire. Now, you can finally say goodbye to your hectic nine-to-five job and enjoy life to the max with your family and friends. Congratulations.

    Now that you are officially a retiree, Mom, I hope you enjoy every minute of your life. You deserve it. Congratulations on your retirement, Mom.

    Mom, I really hope that your retirement is hundred times better than you imagined it would be. Congrats.

    Wishing a very happy retirement to my wonderful mom. I hope your retirement will bring you lots of fun and happiness. Enjoy it.

    Finally you have the time and opportunity to do all those things you always wanted to do in life. I’m so happy for you, Mom. Enjoy your retirement to the max. Congratulations.

    Let this new chapter in your life fill your life with more beautiful colors. Happy retirement, Mom. Now you have the chance to thoroughly enjoy life. Congrats.

    Congratulations and best wishes on your retirement, Mom. I wish you a relaxing and truly amazing retirement.

    Since life starts at retirement, I know your life as a retiree is going to be one heck of a terrific one. Enjoy your retirement and be happy and healthy always. Congrats.

    Now is the time to enjoy all the things work prevented you from enjoying. I’m so happy for you, Mom. May this new phase of your life bring you all the happiness in this world. You deserve it.

    Two Funny Retirement Messages for Lovely Mom

    Bring a sweet smile to your mom’s face by sending her a nice retirement message. Your text expresses your emotion and it gives her the best wishes for enjoying the retired life. The message congratulates her for all the achievements of career.

    “Finally the time has come for your rest, there is no more work pressure, no more time schedule and no more headache. You have earned your success and now the time says enjoy it. You have managed us and your work very well, now it is time of managing yourself. Happy retirement.”

    Two Retirement Messages for Mother in Law:

    The relationship between you and your mother in law is loving and caring and when it is your mother in law’s retirement, greet her with a beautiful retirement message. Express your emotion and love through words and the best wishes greetings to her.

    “You are the inspiration of all as the way you handle both home and office earns a great retirement life. Now enjoy your weekend every day and achieve those joys you have missed for your career. Relax and feel the life. Wish you a happy retirement.”

    Five Miscellaneous Samples of retirement message for Mother:

    “Pack your bag and fly to the unknown place where you would like to go. Without informing others, without worrying for the report, because it is your retired days. Be your own boss and I wish you a very happy retirement.”

    “Mom, look back the life, you can see your hard working, dedication and love for us and look forward the life, and it says a lot of enjoyment are yet to feel. Fulfill your dream as it is your party time. Happy retirement.”

    “Do you know what retirement means? It means doing nothing without the worry of being scolded. You are the owner of life and order yourself only for the fun and entertainment. I wish you a great retirement life.”

    “I feel very proud saying I am your daughter because you are the perfect example of homemaker as well as a professional. It is your retirement and it is your time of relaxing. Leave all burdens behind and fly for a new life. Happy retirement.”

    “I wish you a very enjoyable retirement life; a new life is waiting for you with full of fun and entertainment. Go with the rhythm of life and discover your world in a new way.”

    Doctor Retirement Quotes, Quotations, Wishes & Sayings 2019

    Let these retirement quotes and sayings be ones that you share with the new retiree. Retiring from work can be one of the best times of your life. While you may retire from a job never retire from living life to the fullest! Retirement quotes about time 

    After years of long hours and hard work
    A new chapter in your life is about to begin
    After a successful career as a doctor
    It’s time to relax and enjoy the simple things
    Congratulations on your well-deserved retirement

    The way you’ve helped so many people is admirable
    You’ve treated your patients with dignity and respect
    And now you’ve reached a great new place in your life
    As you approach new opportunities and experiences
    I’m wishing you only the best in your retirement

    You’ve spent your life helping others and the time has come
    To pursue a quieter life, to travel, and enjoy your family
    Your work as a doctor has left the world a better place
    Wishing you all the best during your retirement years

    Your legacy as a doctor is unrivalled among your peers
    You’ve proven that a successful career and family can be achieved
    Now as you step into another exciting stage of your life
    May blessings, joy, and contentment follow you in your retirement

    Your life as a doctor was busy and productive
    But now you have the time to explore many things
    May each day bring new experiences and much happiness
    Here’s hoping you have a fantastic retirement

    The years of study and long hours have now paid off
    It’s time to reflect on your many years as a doctor
    May you now find the time to enjoy the simple pleasures in life
    Congratulations on your successful career and upcoming retirement

    After years of hard work and dedication to others
    It’s time to enter into a new phase of life
    After many years of working as a doctor
    Your hard earned retirement is almost here
    I’m wishing you all the best in the years to come

    Retirement is not the end, but a new chapter in life
    After years of serving others by working as a doctor
    It’s time to slow down and take a new direction
    May you find much satisfaction in your retirement

    Medical school, a prosperous career, and raising a family
    You’ve done it all and made quite a life for yourself
    Now comes the time to look back with pride and satisfaction
    Look forward with hope and anticipation of what’s to come
    Congratulations on your retirement and best wishes for the future

    You’ve earned the respect of your peers and the admiration of your patients
    Now’s the time to more thoroughly enjoy time spent with family and friends
    Here’s wishing you all life’s best as you begin your retirement

    You reached your goals and became an amazing doctor
    You spent years building a thriving practice
    As you look back at your many accomplishments
    May you completely enjoy your retirement years

    Life as a doctor was full of long hours and sometimes difficult cases
    Now is the time to reflect on your past while planning for the future
    Wishing you a retirement that’s full of much happiness and relaxation

    You’ve had a remarkable career and a productive life
    You’ve contributed so much during your years as a doctor
    Whether it’s hobbies, travel, or time spent with loved ones
    May you enjoy the best life has to offer in your retirement

    "Planning to retire? Before you do find your hidden passion, do the thing that you have always wanted to do." Catherine Pulsifer 
    Quote of the Day  |    

    "Retirement is supposed to be the great escape from the stresses inherent in most jobs, a time to experience a fulfilling life derived from many enjoyable and rewarding activities." Ernie J. Zelinski, The Joy of Not Working 

    "We work all our lives so we can retire - so we can do what we want with our time - and the way we define or spend our time defines who we are and what we value."

    I have fulfilled my dreams and aspirations in competitive skating, and it is now time to move on to new challenges and opportunities. Patrick Chan, Three-time Olympic medalist 

    "Stay young at heart, kind in spirit, and enjoy retirement living." Danielle Duckery, Words For The Occasion: Sentiments and Well Wishes

    "Establishing new schedules and routines is a great way to make the transition into retirement easier and help seniors find a new path forward." Samantha Westwood, Rise and Shine! 

    "Retirement is still a perfectly good word, but we need to rein in its usage now that its original meaning is no longer all that relevant because people are living longer, healthier, more active lives." Mike Drak, Victory Lap Retirement 

    The joy of retirement comes in those everyday pursuits that embrace the joy of life; to experience daily the freedom to invest one's life-long knowledge for the betterment of others; and, to allocate time to pursuits that only received, in years of working, a fleeting moment. Byron Pulsifer 

    ... retirement is a time for personal growth, which becomes the path to greater personal freedom. Mark Evan Chimsky, 65 Things To Do When You Retire 

    Once the mindless myths associated with aging are dispelled, people of traditional retirement age must learn to identify the purpose they can pursue with a passion. Helen L. Harkness
    "The first step to a thriving unretirement is to begin by asking yourself what it is you want to be doing." Chris Farrell, Unretirement 

    Retirement life is different because there is no set routine. You are able to let the day unfold as it should. Enjoy, be happy and live each day. Suzanne Steel 

    "Creating your semi-retirement can be the best thing you ever do for yourself. Start by envisioning what you'd like your life to be like, if you only had more time." Robert Clyatt, Work Less, Live More, The Way to Semi-Retirement 

    "I'm not retiring. I am graduating. Today is my graduation day. Retirement means that you'll just go ahead and live on your laurels and surf all day in Oceanside. It ain't going to happen." Junior Seau 

    "Voluntary early retirement gives you a chance to pursue new areas of study .... It's a great opportunity to pursue your goals and dreams while you are still young, energetic, and healthy enough to enjoy them. In addition, retirement may be your last shot at being the person you would like to be." Ernie Zelinski, How to Retire Happy, Wild, and Free 

    Others will keep working because the "gold" in our so-called "golden years" doesn't have to come from watching sunsets. Arianna Huffington 

    "On the positive side, retirement can be an opportunity to enjoy life in a new way, the right to stop work and do the 1,001 things you've always wanted to do but never had time for, and a chance to give yourself over to new challenges and adventures." Sara Yogev, A Couple's Guide to Happy Retirement 

    "As you embark on the exciting journey into retirement, you will experience a transition that will be both thrilling and terrifying." Olivia Greenwell, So You've Retired 

    "No doubt excellent health is an important asset. Nonetheless, many retirees with health problems are still able to enjoy their leisure time and life in general." Ernie J. Zelinski, The Joy of Not Working 

    "As your life changes, it takes time to recalibrate, to find your values again. You might also find that retirement is the time when you stretch out and find your potential." Sid Miramontes, Retirement: Your New Beginning 

    "Sit back and relax and do the things you never got a chance to do." Julie Hebert, Retirement Wishes 

    "Maybe the word 'retirement' makes you think of old age, boredom and laziness, but I'd rather have you try think of it as freedom to do what you want, freedom to be as active as you'd like, and even freedom to work the job that you like - to be in a place where money doesn't dictate your choices." Rex Dalen, Early Retirement 

    "Retired workers can now expect to live much longer than they did in earlier generations. In 1900, the average length of retirement was just one year, and it was usually accompanied by physical debility and decline." Margaret Hovanec, Redefining Retirement 

    "I have never liked working. To me a job is an invasion of privacy." Danny McGoorty 

    Just because you are getting older and have retired doesn't mean that you should have less confidence in your abilities. Think about the experience and knowledge that you have gained by all the years you have worked! Theodore W. Higginsworth 

    "Retirement, a time to do what you want to do, when you want to do it, where you want to do it, and, how you want to do it." Catherine Pulsifer 

    "The old notion of retirement is dead. It is no longer a day in the distant future when, on reaching your sixty-fifth birthday, you hang up your suit and never return to the office again." Martin Bamford, How to Retire 10 Years Early 

    "Retire the word 'retirement' from your vocabulary. Look it up: it means to 'withdraw' or 'retreat.' Words can shape reality, and it's time for this one to go. Doesn't 'renaissance' or 'graduation' or 'transition' better describe your postcareer life? Marika Stone, Too Young to Retire 

    "For retirement brings repose, and repose allows a kindly judgment of all things." John Sharp Williams 

    "Best wishes on your retirement. Enjoy a rest that's overdue. Take pleasure in the finer things that are awaiting you." Judith Wibberley 

    "Retire from work, but not from life." M. K. Soni 

    "Retirement may be an ending, a closing, but it is also a new beginning." Catherine Pulsifer 

    "Working people have alot of bad habits, but the worst of these is work." Clarence Darrow 

    "RETIREMENT - now life begins." Catherine Pulsifer 

    "Retirement, a time to enjoy all the things you never had time to do when you worked." Catherine Pulsifer 

    A thriving "New Beginning" can be and should be a time for amazing engagement, growth, connections, contributions and increased possibilities. Lee M. Brower 

    "Think of retirement as the opposite but equally unhealthy extreme on the other side of being in a perpetual state of high stress and anxiety. Just as it's not healthy to overwork yourself, it's also not healthy to not work at all." Linda Westwood, Healthy Habits Vol 3 

    "The idea of retirement both excites and terrifies people. After decades of working full-time, visions of throwing out the alarm clock for good are certainly provocative." Belinda Tucker, Creative and Cheap Retirement Lifestyle Options 

    "There are some who start their retirement long before they stop working." Robert Half 

    "You know that retirement is coming. It isn't as though it just shows up one day and takes you by surprise, so you need to get ready for it." Batya Shevich, Warren Buffett: To Be Rich And Successful Is Easy! 

    "Living frugally now however, can help you start your very own retirement plan for the future." Ricky Gomez, Frugal Living 

    No person, at any age, needs to remain on an uninspiring level of accomplishment. Dr. Norman Vincent Peale, The Positive Principle Today 

    "Congratulations on making it over the all the hurdles and reaching that wonderful time of life where you get to do whatever you want." Stella Rheingold, 101 Fun Things to do in Retirement 

    "About one-third of men and 12 percent of women who retire from their breadwinning occupation return to work within six months. Some by choice, others by default." Ronald J. Manheimer, Ph.D. 

    "Are you ready to retire? Only one person can answer that question - YOU! Please don't leave that important decision to your spouse, your co-workers, or your family … it is your choice when to retire and how to travel down that retirement path." Wendy S. Fisher, Retirement Planning: Ready to UN-Retire? 

    "Make a plan of how your future is going to look like. Make a smart investment portfolio so that you won't have to worry about your retirement." John McQuilkin, Insecurity 

    "There is so much talk about pension funds depleting and people living longer, however, putting monies away for retirement is still a good investment." Eunice Tawney, Getting out of Debt 

    ... retirement is not an end, but rather a new beginning, an opportunity for growth, creativity, and the discovery of one's authentic self. George McHenry 

    I started soon after I retired... Having more free time and fewer things I have to do, I have more time to think about items of importance that I touched on fleetingly in my working life. Robert Warren Cromey, Joy Years: My Retirement Memoir 

    A time of retirement is the realization that pleasure comes from doing what I enjoy, while meaning comes from doing what is important to me. My purpose in retirement completely shifts to that which is meaningful to others while partaking in what provides satisfaction provides its reward. Theordore W. Higgingsworth 

    "A retirement community is best for retirees who are still able to pursue an active life." Kathy Bishopson, Caring for Elderly Parents 

    "Retirement is wonderful if you have two essentials -much to live on and much to live for." Author Unknown 

    "The joys of retirement can be enjoyed here and now. You can pursue your passions, live your dreams and enjoy life while you are still working." Rand Bennett, Take a Mini-Retirement 

    "For many, retirement is a time for personal growth, which becomes the path to greater personal freedom." Robert Delamontagne 

    "Our western European thought of retirement and pension has to be broken against all odds. Because it is a false myth that happiness comes from 65 years 'retires'." Ben Friedland, How to age cool 

    "Please remember that retirement is a different way of life, with new challenges and opportunities. You need to adapt and adjust to this new lifestyle, and that takes time, effort, and creativity." Rick Steiner Ph.D., Retirement: Different by Design 

    "All who retire discover that Time (with a capital T) can be both friend and foe. Your week as well as your life revolved around the job for many decades." Steven D. Price, How to Survive Retirement 

    "When you 'retire,' you're on your own. No longer is most of your life ahead. You don't have forever to fulfill promises. But there's also good news: Now, going forward, can be the most important part of your life, when it all comes together - your experience, wisdom, and successes." Michael Jeans 

    "You can compare a person's retirement partly to that of an automobile's or any other device. There comes a time when you have to slow down or completely stop doing what you've been doing for the past 20 or 30 years and take a well-deserved break." Adrian J.Williams, Retirement: The Ultimate Retirement Planning Guide! 

    "'Retirement' is a concept that is in transition. It no longer reflects what people are experiencing or means what it used to, but it has yet to be redefined." Roberta K. Taylor, The Couple's Retirement Puzzle 

    As in all successful ventures, the foundation of a good retirement is planning. Earl Nightingale 

    To save yourself from the anguish and uncertainty that comes with the thought of retirement, you need to take a step back and define what your retirement actually means to you. Joe Allen, Retirement: A No Fluff, Step-by-Step Guide 

    Retirement does not mean that you are all through. It means that you have experienced a big break-through to a new freedom, with the time to do the things you've always wanted to do. Wilfred Peterson 

    I don't hear a lot of so-called experts talk about dreaming as part of a healthy retirement plan. Maybe that's why when most people hear the word retirement they usually feel a sense of dread and despair. Dave Ramsey 

    The vision of people 50+ spending their retirement years gardening, golfing, and lounging on the beach is out. Meaningful work is in. Kerry Hannon, Great Jobs for Everyone 50 + 

    Perhaps it is a great idea for religious leaders to retire at fifty and spend their senior years mentoring younger men and women. Perhaps there are reasons for this strange, isolated reference to retirement, since people in Bible times rarely lived to what we call "old age." They did, however, work until they died. R. Paul Stevens, Aging Matters 

    Today we are living longer and retiring earlier, allowing us twenty-five or more years to pursue lifelong goals and passions. Rather than fading into the sunset, we have time to rediscover our personal uniqueness, deepen relationships, and question the mysteries of life. Douglas Fletcher, Life After Full Time Work 

    Many people count down the days to their retirement. Generally, retirement is seen as a privilege, a luxury even...Retirement is often a more moderate transition, with ups and downs, and pros and cons, just as with other life transitions. Pauline Johnson-Zielonka PhD, Retirement Life Plan 

    Great Military Appreciation Quotes
    Americans and other world leaders have given us wise and witty military appreciation quotes since long before Military Appreciation Month was officially designated in 1999. These quotes help us put into words our feelings about our troops and what their service means to our nation.

    "There is nothing stronger than the heart of a volunteer." -- Gen. James H. Doolittle

    "No man is entitled to the blessings of freedom unless he be vigilant in its preservation." -- Gen. Douglas MacArthur

    "If your actions inspire others to dream more, learn more, do more and become more, you are a leader." -- John Quincy Adams

    "This will remain the land of the free so long as it is the home of the brave." -- Elmer Davis

    "When the will defies fear, when duty throws the gauntlet down to fate, when honor scorns to compromise with death -- that is heroism." -- Robert Green Ingersoll

    "Word to the Nation: Guard zealously your right to serve in the Armed Forces, for without them, there will be no other rights to guard." -- President John F. Kennedy

    "The object of war is not to die for your country but to make the other bastard die for his." -- Gen. George S. Patton

    "No duty is more urgent than that of returning thanks." -- James Allen

    "A hero is someone who has given his or her life to something bigger than oneself." -- Joseph Campbell

    "The brave die never, though they sleep in dust: Their courage nerves a thousand living men." -- Minot J. Savage

    "We sleep safely at night because rough men stand ready to visit violence on those who would harm us." -- Winston S. Churchill

    "America without her Soldiers would be like God without His angels." -- Claudia Pemberton

    "War is too important to be left to the generals" -- Georges Clémenceau

    "What counts is not necessarily the size of the dog in the fight -- it's the size of the fight in the dog." -- Gen. Dwight D. Eisenhower

    "For what avail the plough or sail, or land or life, if freedom fail?" -- Ralph Waldo Emerson

    "The patriot's blood is the seed of freedom's tree." -- Thomas Campbell

    "I only regret that I have but one life to lose for my country." -- Nathan Hale

    "America is hope. It is compassion. It is excellence. It is valor." -- Paul Tsongas

    "These fallen heroes represent the character of a nation who has a long history of patriotism and honor -- and a nation who has fought many battles to keep our country free from threats of terror." -- Michael N. Castle

    "True patriotism isn't cheap. It's about taking on a fair share of the burden of keeping America going." -- Robert Reich

    "Never in the field of human conflict was so much owed by so many to so few." -- Winston Churchill, 1940

    Military retirement quotes

    Military retirement quotes such as these sayings and excerpts from speeches are ideal ways to celebrate one who is retiring from the military. Perhaps there are so many quotable military sayings because officers are always giving speeches. Also, there is something about the bonding of military service that encourages both a dry sense of humour and an aspiration to greatness.

    Serious and inspirational military retirement quotes

    Land of the free because of the brave
    -- Bumper sticker

    Peace is our Profession
    -- Air Force saying

    Never was so much owed by so many to so few
    -- Winston Churchill.

    Better to fight for something than live for nothing."
    -- George S. Patton.

    At Iowa Jima, uncommon valor was a common virtue.
    -- Fleet Admiral Chester Nimitz, U.S. Navy

    This flag may fade but these colors don't run.
    -- Charles M. Province

    The long gray line has never failed us.
    Were you to do so, a million ghosts
    in olive drab, in brown khaki,
    in blue and gray,
    would rise from their white crosses, thundering those magic words:
    Duty, Honor, Country.

    The danger passed, and all things righted,
    God is forgotten and the soldier slighted.
    It's Tommy this, and Tommy that,
    And chuck him out the brute,
    But it's "Savior of his Country"
    When the guns begin to shoot!
    Our God and soldier we  adore
    At the brink of danger; not before.
    After deliverance, both alike requited.
    Our God's forgotten, and our soldiers slighted.
    ---Francis Quarles, 16th Century English poet

    It follows then as certain as that night succeeds the day, that without a decisive naval force we can do nothing definitive, and with it, everything honorable and glorious.
    -- President George Washington

    I don't lose any sleep at night over the potential for failure. I cannot even spell the word.
    -- James Mattis

    I have not yet begun to fight!
    -- Navy Captain John Paul Jones

    The Marines have landed and the situation is well in hand.
    -- Richard Harding Davis

    And they live tradition; the United States Marine
    bears upon his shoulders the nation’s past and
    the nation’s hopes for the future.
    -- Hanson W. Baldwin

    The Marines will never disappoint
    the expectations of their country – never!
    -- Captain  C.W. Morgan, U.S. Navy

    I have just returned from visiting the Marines at the front, and there is not a finer fighting organization in the world.
    -- General Douglas MacArthur

    Military retirement quotes -- the lighter side of military life
    The military retirement quotes below are a good way to add some lite humor to your speech.
    The most important six inches on the battlefield is between your ears.
     - James Mattis

    The only time you have too much fuel is when you're on fire.
    -- Air Force saying

    They're on our right, they're on our left, they're in front of us, they're behind us; they can't get away from us this time.
     -- General Chesty Puller

    Praise the Lord and pass the ammunition!
    --Lieutenant Howell Maurice Forgy

    Now, when you boys get home, you're gonna see a lot of war protestors. But don't be bitter. Go up to one, shake his hand, and smile. Then wink at his girlfriend, because she knows she's dating a pussy.
     -- Tommy Franks 

    There is an old cookhouse, far far away
    Where we get pork and beans, three times a day.
    Beefsteak we never see, damn-all sugar for our tea
    And we are gradually fading away.
    Old soldiers never die,
    Never die, never die,
    Old soldiers never die
    They just fade away.
    Privates they love their beer, 'most every day.
    Corporals, they love their stripes, that's what they say.
    Sergeants they love to drill.
    Guess them bastards always will
    So we drill and drill
    until we fade away.
    Freedom is never more than one generation away from extinction. We didn’t pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same. – Ronald Reagan

    As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them. – John F. Kennedy

    The veterans of our military services have put their lives on the line to protect the freedoms that we enjoy. They have dedicated their lives to their country and deserve to be recognized for their commitment. – Judd Gregg

    Courage is almost a contradiction in terms. It means a strong desire to live taking the form of readiness to die – G.K. Chesterton

    How important it is for us to recognize and celebrate our heroes and she-roes! – Maya Angelou

    In the beginning of a change, the patriot is a scarce man, and brave, and hated and scorned. When his cause succeeds, the timid join him, for then it costs nothing to be a patriot. — Mark Twain

    I think there is one higher office than president and I would call that patriot. — Gary Hart

    The battle, sir, is not to the strong alone; it is to the vigilant, the active, the brave … — Patrick Henry

    The number of medals on an officer’s breast varies in inverse proportion to the square of the distance of his duties from the front line. — Charles Edward Montague
    How important it is for us to recognize and celebrate our heroes and she-roes! — Maya Angelou

    A hero is someone who has given his or her life to something bigger than oneself. — Joseph Campbell

    As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them. — John F. Kennedy

    How important it is for us to recognize and celebrate our heroes and she-roes. — Maya Angelou

    Age is only a number, a cipher for the records. A man can’t retire his experience. He must use it. — Bernard Baruch
    Thank God every day when you get up that you have something to do that day which must be done whether you like it or not. Being forced to work and forced to do your best will breed in you temperance and self-control, diligence and strength of will, cheerfulness and content, and a hundred virtues which the idle will never know. – Basil Carpenter

    Retirement has been a discovery of beauty for you. I never had the time before to notice the beauty of your grand kids, your wife, and the tree outside your very own front door. And, the beauty of time itself. – Hartman Jule

    What you leave behind is not what is engraved on stone monuments but what is woven into the hearts of others – Pericles

    Your achievements made difference in the country and your life is precious to us; we salute your dedication and honesty. Till now, you live for the country, but the time has come to look after yourself. Take care and happy retirement.

     Above religion, above caste and above all things is our country; your service is an inspiration for others to serve the country beyond anything. Good time has come into your life and you earned it. You have a satisfactory past and now make your future beautiful. Wish you a great happy retirement.

    Life is short and some people always stay in mind for their deeds, you are such people who always fight for the country’s respect. Now, a new life is waiting with full of happiness and fun. Enjoy your life to the most. Happy retirement.

    It is true military man has no holiday in life; but retirement makes every day the weekend for them. Plan to make your holiday fun loving and entertaining. You are a great person no doubt and it is your turn to make your life beautiful.

    You fight for the freedom, and now it is the time to enjoy your freedom in life. I wish you achieve the highs of enjoyment what you have missed till now. Live for yourself and be your own boss. Happy retirement.

    I wish you a great retirement life; now you don’t need to follow orders, discipline, restriction in your life. The retirement life is meant for careless living with only fun. Feel every bit of life with your loved one. Happy retirement.

    Retirement Planning Quotes

    “Mentoring is: Sharing Life's Experiences and God's Faithfulness” 
    ― Janet Thompson, Dear God, He's Home!: A Woman's Guide to Her Stay-At-Home Man

    “I feel that one of the most important lessons that can be learned is that what we "see" may be different than what is actually in front of us.”
    ― Mark Singer, The Changing Landscape Of Retirement - What You Don't Know Could Hurt You

    “Learn the lessons of history. Don't let how you feel about your tenure at your organization drive you to make poor investment decisions that could potentially derail a successful retirement.”
    ― Mark Singer, The Changing Landscape Of Retirement - What You Don't Know Could Hurt You

    “Save for retirement. Start from your first paycheck.”
    ― Chanda Kaushik

    “You don't know what you don't know”
    ― Jeff Carter, Retirement Boom: Turning Your Retirement Savings Into Guaranteed Lifetime Income

    “Tip #3: Taking the Next Step(s)”
    ― Mary Helen Conroy, Your Amazing Itty Bitty(R) Retirement Book: 15 Essential Tips for You, the Nearly and Newly Retired

    “A written retirement plan provides an evolving foundation of social purpose and direction for personal growth.”
    ― Lee Johnson, Creative Retirement for Women

    “The idea that retirement is the reward for our many years of dedicated service is a very contemporary perspective.”
    ― Pamela J. Thomas, Retirement by Design: How to Pursue Your Passions, Leave Your Legacy and Live the Retirement of Your Dreams

    “If you start working in your twenties and retire at age sixty you may spend as many years in retirement as you did working.”
    ― Michael Bivona, Retiring? Beware!!: Don't Run out of Money and Don't Become Bored

    “You wouldn’t get in a car and drive around aimlessly, hoping to eventually arrive at a pleasant destination. So why would you even consider doing this for your business?”
    ― Koos Kruger, Business Exit Companion: An Owner's Guide to Exit Planning and Unlocking Value

    “Do not just go through the day without pausing to ponder! You shall only retire wondering.”
    ― Ernest Agyemang Yeboah

    “We provide our clients with services they can count on. Our financial advisors can help you achieve financial independence.”
    ― Mark S. Starosciak

    “Your retirement identity is of a successful person who creatively and efficiently manages your money and lifestyle to adapt to the ever changing economic and personal conditions of our time.”
    ― Lee Johnson, Creative Retirement for Women

    “Tip #1: Let's Retire the Word Retire!”
    ― Mary Helen Conroy, Your Amazing Itty Bitty® Retirement Book

    “Tip #2: No more alarm clocks”
    ― Mary Helen Conroy

    “The more emotional investment we put into the people around us, the more quality of life and longevity surrounds us.”
    ― Lee Johnson, Creative Retirement for Women

    “Tip #7: Gray Divorce-'Til Retirement do us Part?”
    ― Mary Helen Conroy, Your Amazing Itty Bitty(R) Retirement Book: 15 Essential Tips for You, the Nearly and Newly Retired

    “Most investors consider the consistent rise in share price as proxy for safety. Often not true!.”
    ― A K asnani

    “People confuse saving money with postponing dreams. Somehow, we’ve been lulled into thinking our dreams are kept safe inside our retirement nest egg and we must sit there on top to keep it warm.”
    ― Richie Norton

    “Those who are motivated to work till old age to build a huge retirement corpus, are required to provision for less number of years after retirement!”
    ― D. S. Pandit, Wisdom Quotes and Life Lessons : Thoughts on Life, Happiness, Success, Money, Workplace and more!

    “Retirement Lifestyle Planning

    There are four (4) major financial questions that you must be able to answer in order to know if your current or future plan will work for you.

    What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last through your life expectancy?

    How much do you need to save on a monthly or annual basis to be able to retire at your current standard of living and your money last your life expectancy?

    Doing what you are currently doing, how long will you have to work to be able to retire and live your current lifestyle till life expectancy?

    If you don’t do anything different than you are doing today, how much will you have to reduce your standard of livingat retirement for your money to last your life expectancy?

    Motto for Retirement Lifestyle Planning

    A solid financial plan is a powerful possession that offers a sense of peace and freedom. Our process allows us to determine appropriate strategies and help you understand how to achieve your goals and live your dreams.

    Our process stresses informed financial decision making. We encourage you to review all decisions with your team of tax and legal professionals. For the record, we are not tax or legal professionals and this information is not intended as tax or legal advice. Now we’d like to remind you that a well-executed financial plan requires diverse knowledge and utilizes some or all of the following strategies and services:

    -Retirement Lifestyle Planning Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement including Social Security analysis.

    -Estate Planning Referring you to qualified Estate Attorneys to review your wills and trusts to help preserve your estate for your intended heirs by helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.

    -Tax Management Helping to reduce your current and future tax burden by considering multiple strategies for review by your tax professional.Also, referring you to qualified tax specialists if needed.

    -Legacy Planning/Charitable Planning Creating a solid future for generations to come by ensuring that your legacy will live on through those you love or causes you care deeply about.

    -Risk Management Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your individual wants and needs.
    -Investment Planning Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals.”
    ― Annette Wise

    “Smart Sexy Money is About Your Money

    As an accomplished entrepreneur with a history that spans more than fourteen years, Annette Wise is constantly looking for ways to give back to her community. Using enterprising efforts, she qualified for $125,000 in startup funding to develop a specialized residential facility that allows developmentally disabled adults to live in the community after almost a lifetime of living in a state institution.In doing so, she has provided steady employment in her community for the last thirteen years. After dedicating years to her residential facility, Annette began to see clearly the difficulty business owners face in planning for retirement successfully.
    Her focus is on building an extensive list of clients that depend on her for smart retirement guidance, thorough college planning, detailed business continuation, and business exit strategies.
    Clients have come to rely on Annette for insight on tax advantaged savings and retirement options.
    Annette’s primary goal is to help her clients understand more than just concepts, but to easily understand how money works, the consequences of their decisions and how they work in conjunction with their desires and goal.
    Ever the curious soul who is always up for a challenge, Annette is routinely resourceful at finding sensible means to a sometimes-challenging end. She believes in infinite possibilities as well as in sharing her knowledge with others. She is the go-to source for “Smart Wealth Solutions.”
    Among Annette’s proudest accomplishments are her two wonderful sons, Michael III and Matthew. As a single mom, they have been her inspiration and joy. She is forever grateful to the greatest brothers in the world- Andrew and Anthony Wise, for assistance in grooming them into amazing young men.”
    ― Annette Wise
    Searching high and low to find answers, she took control of financial uncertainty and in less than 2 years, she became a Full Life Agent, licensed Registered Representative, Investment Advisor Representative and Limited Principal.

    “Business Owner Planning

    Business owners have additional and complex Retirement Planning needs.
    Counting only on the sale of your business requires tremendous luck and success.
    If business owners consider the business as simply one asset among many, then they should seriously consider additional assets such as:
    -Executive Bonus Arrangements
    -Nonqualified deferred compensation plans
    -Qualified retirement plans
    -General investment portfolio
    Motto for Business Owner Planning
    As I look back on thirteen years of entrepreneurship, I can see that the best and smartest thing to do is to have a plan with the end in mind and you in mind. The time still goes by and time is expensive. That sentence is really a whole book and you should or will understand sooner than later, hopefully.
    That would have looked like business succession planning. Proper business succession planning requires sound preparation in order to have a smooth and equitable transition. Financial, tax and legal planning are all necessary for a success.”
    ― Annette Wise

    “Your Personal Economic Model

    One tool we use when discussing the best course of action to secure your financial future is the Personal Economic Model®. Just as a medical doctor would use an anatomical model to convey medical concepts, we use the following model to convey financial concepts.
    This model offers a visual representation of the way money flows through your hands.
    On the left, you will notice the Lifetime Capital Potential tank, which illustrates that the amount of money you will control during your lifetime is both large, as well as finite. Most people are shocked to see how much money can flow through their hands in their lifetime.
    Once earned, your money flows directly to the Tax Filter where the state and federal governments take tax dollars owed from your paycheck. The after tax dollars are then directed to either your Current Lifestyle or your Future Lifestyle.
    Your management of the Lifestyle Regulator determines where these dollars go. Regulating the cash flow between your current lifestyle desires and your future lifestyle requirements may be the most important financial decision you will ever make.
    Here’s why.
    Each and every dollar that is allowed to flow through to your Current Lifestyle is consumed and gone forever.
    The goal is to accumulate enough money in the Savings and Investment tanks so that when you retire, the dollars in those tanks can be used to pay for your future lifestyle requirements. Retirement planning seems hard for most people to do but it is not rocket science.
    The best position, position A, would be to have enough in the tanks so that you can live in the future like you live today adjusted for inflation and have your money last at least to your life expectancy.
    That’s a win, but the icing on the cake would be to accomplish that with little to no impact on your present standard of living, and that is exactly what we strive to help our clients to do.
    Working with us can help you with the following:
    Optimize the balance between your Current and Future Lifestyles
    Identify inefficiencies in your current personal economic model (where are you losing money)
    Design, implement, and execute a plan to secure your financial future
    Limit the impact on your Current Lifestyle dollars (maintain your current standard of living)”
    ― Annette Wise

    “Zero Line

    Spender, Saver, Wealth Creator
    Your financial personality type determines your financial position in life. Let’s say there is a zero financial line that represents a position where you owe nothing and have nothing. Perhaps you can remember those days getting started on your own.
    So, let us assume you just graduated from college and you’re one of the lucky few who graduated at the zero line, you owe nothing. Pretty amazing considering that in 2013, the debt on student loans exceeded all credit card debt owed in America. But fortunately, you made it out free and clear to the zero line.
    You’re a “Spender” so you go to the showroom and pick one out. With your job and the car as collateral, you get a car loan and you drop below the zero line. You lifestyle gets more and more expensive and since you are a ‘Spender” you probably take on credit card debt to help finance your lifestyle desires. You are constantly working your way back to becoming a zero, financially speaking.
    Then, you get married and now there are two in debt working their way back to zero. Eventually, children come along, and the odds of being able to put away enough money to pay your debt and interest and live on the top side of the zero line are becoming virtually impossible. Unfortunately, many Americans live in this position with little or no chance of ever living debt free.
    When something comes along that requires their savings, they must deplete their funds in order to avoid paying interest and then they must start saving again for their next expense. They are constantly returning to the zero line.
    The money they have accumulated is compounding interest, giving them uninterrupted growth. Having access to capital allows them to negotiate more favorable loans by collateralizing against their accounts rather than depleting them. They make payments to the lending institution with dollars from their current cash flow, protecting the growth of the money they have saved and invested for their future. Saving and investing with uninterrupted compounding is an important wealth concept for moving further and further away from the zero line.”
    ― Annette Wise

    “Collateral Capacity or Net Worth?

    If young Bill Gates had knocked on your door asking you to invest $10,000 in his new company, Microsoft, could you get your hands on the money? Collateral capacity is access to capital. Your net worth is irrelevant if you can’t access any of the money. Collateral capacity is my favorite wealth concept. It’s almost like having a Golden Goose! Collateral can help a borrower secure loans. It gives the lender the assurance that if the borrower defaults on the loan, the lender can repossess the collateral. For example, car loans are secured by cars, and mortgages are secured by homes. Your collateral capacity helps you to avoid or minimize unnecessary wealth transfers where possible, and accumulate an increasing pool of capital providing accessibility, control and uninterrupted compounding. It is the amount of money that you can access through collateralizing a loan against your money, allowing your money to continue earning interest and working for you. It’s very important to understand that accessibility, control and uninterrupted compounding are the key components of collateral capacity. It’s one thing to look good on paper, but when times get tough, assets that you can’t touch or can’t convert easily to cash, will do you little good.

    Three things affect your collateral capacity:
    ① The first is contributions into savings and investment accounts that you can access. It would be wise to keep feeding your Golden Goose. Often the lure of higher return potential also brings with it lack of liquidity. Make sure you maintain a good balance between long-term accounts and accounts that provide immediate liquidity and access. ② Second is the growth on the money from interest earned on the money you have in your account. Some assets earn compound interest and grow every year. Others either appreciate or depreciate. Some accounts could be worth a great deal but you have to sell or close them to access the money. That would be like killing your Golden Goose. Having access to money to make it through downtimes is an important factor in sustaining long-term growth. ③ Third is the reduction of any liens you may have against these accounts. As you pay off liens against your collateral positions, your collateral capacity will increase allowing you to access more capital in the future. The goose never quit laying golden eggs – uninterrupted compounding.

    Years ago, shortly after starting my first business, I laughed at a banker that told me I needed at least $25,000 in my business account in order to borrow $10,000. My business owner friends thought that was ridiculously funny too. We didn’t understand collateral capacity and quite a few other things about money.”
    ― Annette Wise

    “Tax-Deferred does not mean Tax-Free

    It never ceases to amaze me when I meet with people who do not know that tax-deferred does not mean tax-free. You mean I have to pay taxes when I take this money!? This is not all mine!? These are common remarks I hear as we are looking at their most recent retirement account statement. Somehow this consideration was missed when they enrolled in the savings plan and each year when they postponed the tax when filing their tax return. I am not a tax professional but I can understand how an accountant or tax preparer wouldn’t think to make sure the client understands that they are postponing taxes and the tax calculation during their working years.

    I met an accountant that expressed how difficult it is when he gets the client that believed they were ready to leave work only to find out that because of taxes they are coming up a little or a lot short. This happened to one of my relatives that worked at least 30 years as an x-ray technician and then supervisor at a very large hospital. While working, they always had the nice houses, the nice cars, and a nice upper-middle class lifestyle, nothing fancy. After he retired and even though his wife still worked as a school principal, he had to take a sales clerk job at a nearby liquor store so that his family could maintain their lifestyle. I will never forget other relatives joking and laughing about him miscalculating his retirement. I’m certain that his unsuccessful retirement and that of other relatives influenced my interest in retirement planning if for no one else but me.

    With a limited amount of retirement income, most retirees would prefer to keep their dollars rather than give them to Uncle Sam. Even those with an unlimited source of funds don’t want to pay more taxes than necessary. Fortunately, there are some ways to decrease your tax burden once you’ve done the obvious work of ensuring you’ve taken all the deductions and credits to which you’re entitled when you file your taxes.”
    ― Annette Wise

    “My Future Self

    My future self and I become closer and closer as time goes by. I must admit that I neglected and ignored her until she punched me in the gut, grabbed me by the hair and turned my butt around to introduce herself.

    Well, at least that’s what it felt like every time I left the convalescent hospital after doing skills training for a certification I needed to help me start my residential care business. I was going to be providing specialized, 24/7 residential care and supervising direct care staff for non-verbal, non-ambulatory adult men in diapers! I ran to the Red Cross and took the certified nurse assistant class so I would at least know something about the job I would soon be hiring people to do and to make sure my clients received the best care.

    The training facility was a Medicaid hospital. I would drive home in tears after seeing what happens when people are not able to afford long-term medical care and the government has to provide that care. But it was seeing all the “young” patients that brought me to tears.

    And I had thought that only the elderly lived like this in convalescent hospitals….
    I am fortunate to have good health but this experience showed me that there is the unexpected.

    So I drove home each day in tears, promising God out loud, over and over again, that I would take care of my health and take care of my finances. That is how I met my future self. She was like, don’t let this be us girlfriend and stop crying!

    But, according to studies, we humans have a hard time empathizing with our future selves. Could you even imagine your 30 or 40 year old self when you were in elementary or even high school? It’s like picturing a stranger.

    This difficulty explains why some people tend to favor short-term or immediate gratification over long-term planning and savings.

    Take time to picture the life you want to live in 5 years, 10 years, and 40 years, and create an emotional connection to your future self. Visualize the things you enjoy doing now, and think of retirement saving and planning as a way to continue doing those things and even more.

    However, research shows that people who interacted with their future selves were more willing to improve savings. Just hit me over the head, why don’t you!

    I do understand that some people can’t even pay attention or aren’t even interested in putting money away for their financial future because they have so much going on and so little to work with that they feel like they can’t even listen to or have a conversation about money.

    But there are things you’re doing that are not helping your financial position and could be trouble. You could be moving in the wrong direction.

    The goal is to get out of debt, increase your collateral capacity, use your own money in the most efficient manner and make financial decisions that will move you forward instead of backwards.

    Also make sure you are getting answers specific to your financial situation instead of blindly guessing! Contact us. We will be happy to help!”
    ― Annette Wise

    “I did hundreds of interviews with people in retirement or approaching retirement. Here was their theme: 'I was waiting for a time when I’d have more time, education, experience or money to do what I wanted to do…only to find out when I got there that I still needed more time, more education, more experience and more money.”
    ― Richie Norton

    “One of the most difficult decisions that any professional person will ever face is when to retire from their chosen field. Professional ballplayers occasionally hang on until their performance becomes pitiful. It is sad to witness a shell of a former athletic star humble themselves before a crowd. After attaining a level of proficiency through devotion of time and labor, the prospect of retiring from the field of competition creates a lifestyle crisis and frequently triggers depression when the retired professional suffers from diminished ego gratification. Astute professionals realize it is better to withdraw from competition before their diminishing level of performance becomes pitiable. False pride is contemptible because it can seduce a person to continue to remain in any field longer than pragmatic.”
    ― Kilroy J. Oldster, Dead Toad Scrolls

    “Sadly, retirement planning, in many circumstances, has become nothing more than planned procrastination.”
    ― Richie Norton, The Power of Starting Something Stupid: How to Crush Fear, Make Dreams Happen, and Live without Regret

    “Social security cannot stop due to the large scale human dependence on the program for basic needs. Congress has the mandate to continue this program and the Federal Reserve has the ability to print money to bail it out. So, do not live in fear expecting the worst because this entitlement program is not going away anytime soon.”
    ― Lee Johnson, Creative Retirement for Women: A Solution Based Guide for Couples and Singles

    “Designing a comfortable day to day routine is the groundwork for needed stability and security in an unstructured world.”
    ― Lee Johnson, Creative Retirement for Women: A Solution Based Guide for Couples and Singles

    “The construct of retirement is dubious at best and a farce at worst. Expectations contrary to this are to be dashed.”
    ― Miles Anthony Smith, Becoming Generation Flux: Why Traditional Career Planning is Dead: How to be Agile, Adapt to Ambiguity, and Develop Resilience

    “Too many crooks spoil the Roth.”

    ― Brian Spellman

    “LIFE CHANGES  AHEAD?   Darwin never said it was the strongest who survive; he never said it was the smartest either. He said it was the most adaptable. So, lets embrace our next life change with energy and euphoria. Lets make it positive and enlightening like never before. Carpe Diem”
    ― Lee Johnson , Creative Retirement for Women

    “COMMON SENSE CONCLUSION: Your retirement identity is of a successful person who creatively and effectively manages your money and lifestyle to adapt to the ever changing conditions of our times.”
    ― Lee Johnson
    Religion can often be a shining light when someone may feel overwhelmed or nervous about changes. They can help to express the feelings you have in a better way and also to show them how their faith can guide them during this new time of their life.

    Best wishes my friend
    on your early retirement
    our Lord will bless you
    in all your future plans
    with the desires of your heart

    Isaiah 46:4 “Even to your old age I am he, and to gray hairs I will carry you. I have made, and I will bear; I will carry and will save.”

    God will always be near you
    showering his blessings and faith
    on you and your family
    He’ll guide you with His love
    walking the path of retirement

    Jeremiah29:11 “For I know the plans I have for you,” says the LORD. “They are plans for good and not for disaster, to give you a future and a hope.”

    Allow our Lord to
    use your wisdom, commitment,
    and abilities
    to further help people in need
    wish you a heartwarming retirement

    Psalm 71:9 “Cast me not off in the time of old age; forsake me not when my strength fails.”

    May our Savior bless you
    with an excellent health and
    enrich your retirement life
    with happiness and proud
    in your future endeavors

    Proverbs 16:31 “Gray hair is a crown of glory; it is gained in a righteous life.”

    God has blessed us
    with a wonderful colleague
    all these past years
    you’ve guided us when needed
    with your wisdom and experience
    thanks and enjoy your retirement

    Genesis 28:15 I am with you and will watch over you wherever you go, and I will bring you back to this land. I will not leave you until I have done what I have promised you.”

    best wishes my friend
    on your early retirement
    our Lord will bless you
    in all your future plans
    with the desires of your heart

    God will always be near you
    showering his blessings and faith
    on you and your family
    He'll guide you with His love
    walking the path of retirement

    even now you retire
    our Lord has plans for you
    spreading His words of love
    and passing your wisdom
    to all your grandchildren

    allow our Lord to
    use your wisdom, commitment,
    and abilities
    to further help people in need
    wish you a heartwarming retirement

    may our Savior bless you
    with an excellent health and
    enrich your retirement life
    with happiness and proud
    in your future endeavors

    God has blessed us
    with a wonderful colleague
    all these past years
    you've guided us when needed
    with your wisdom and experience
    thanks and enjoy your retirement

     55 Wisdom Retirement Quotations

    Few men of action have been able to make a graceful exit at the appropriate time. Malcolm Muggeridge

    Forever, and forever, farewell, Cassius! If we do meet again, why, we shall smile; If not, why then this parting was well made. William Shakespeare.

    When one door closes, another one opens, but we often look so long and regretfully at the closed door that we fail to see the one that has opened for us. Alexander Graham Bell.

    There are an enormous number of managers who have retired on the job. Peter F. Drucker

    The question isn't at what age I want to retire, it's at what income. George Foreman

    Look at a day when you are supremely satisfied at the end. It's not a day when you lounge around doing nothing; it's when you've had everything to do, and you've done it. Lord Acton

    Old age is life’'s parody. Simone de Beauvoir

    One of the many pleasures of old age is giving things up. Malcolm Muggeridge

    I used to dread getting older because I thought I would not be able to do all the things I wanted to do, but now that I am older I find that I don’t want to do them. Nancy Astor on her eightieth birthday

    Retirement is the time when you never do all the things you intended to do, when you'’d have the time. Half our life is spent trying to find something to do with the time we have rushed through life trying to save. Will Rogers

    Two things are necessary for a happy retirement, much to live on, and much to live for. If only you could sell your experience for what it cost you, you could retire in comfort. 

    Retirement is the time in life when you have the time, but not the time of your life

    Retirement is the stage when you can do anything you wish, and wish you could do something else

    The race is not to the swift, or the battle to the strong,
    Nor does food come to the wise, or wealth to the brilliant, or favor to the learned; But time and chance happen to them all.
    Moreover, no man knows when his hour will come.
    As fish are caught in a cruel net, or birds are taken in a snare,
    So men are trapped by evil times that fall unexpectedly upon them.

    “I felt it would be a tremendous adventure to live more simply; to live here, in this beautiful place; to be in charge of our time and to do all these things we’'d been putting off,” Viney, now 77, explains. 

    Active Retirement Quotations
    I love the way these people in ‘late maturity’ redefine what it means to be older and enjoy active retirement.

    ‘I still don’t know why people are amazed, though. If I ran a four-minute mile at my age I'’d be amazing. But why shouldn'’t I be able to write a book.’ Lorna Page who published her first novel when she was 93.“

    I plan on doing my 100th marathon in 2010, so I need to do five next year.” Catherine O’'Regan, super fit 73-year old.“

    I regret that time would not stand still for me so that I could go on indefinitely” Sean Lemass Irish Taoiseach 1959-1966“

    You do slow down when you get older, but you have to keep going.”Eighty-nine year old Joe Daly has been working in his bicycle shop in Dundrum, Co. Dublin for the past 58 years.“

    I'’m getting to grips with the internet. It’s a powerful device, and of course I love the games.” Ninety-year-old Mary Forde, Headford, Co Galway“

    I went on a huge slide in Tenerife with a 90-degree drop called the Kamikaze. After that, I started thinking about doing a parachute jump. My son contacted the Irish Parachute Club in Edenderry, and last March I did the jump from an altitude of 13,000 feet. The next oldest person to do it before me was 71 years old.” Mary McNicholas became Ireland’s oldest tandem parachute jumper at age 77. (Read my story Let’s Go.I was a mere lad of fifty when I took a jump.)

    "I just don't think of age and time in respect of years. I have too much experience of people in their seventies who are vigorous and useful and people who are thirty-five who are in poor physical shape and can't think straight. I don't think age has that much to do with it." Harrison Ford

    'At a time when he “should be consulting an undertaker.'” From his autobiography ‘Time Added On’. George Hook, age 68, one of Ireland’s best known radio presenters got his big break at 57. 

    I will never be an old man. To me, old age is always fifteen years older than I am Bernard Baruch

    Frank McCourt, author of Angela’s Ashes, took early retirement from teaching, partly, he said, to address a nagging question: “Who was I to talk about writing when I had never written a book, never mind published one?”

    “I’'m blessed that even in “retirement” I am presenting a show on 4FM radio, during which I get to chat about many of my life’s passions such as great food and wine. Doing something you love and getting paid for it is a dream.”
    “For me, retirement was never going to mean sitting around and doing nothing. I have worked in the broadcasting industry for many years not out of necessity, but because I loved it and still do.” “Pensions have their role to play too and it’s no harm to start planning early so that you have freedom to enjoy your retirement-whatever that should mean- when the time comes.”
    Derek Davis, 61, announcing his “retirement” after 40 years in broadcasting.

    Never retire!
    The Roman poet, Ovid, may have been the inspiration for ‘Retirement Never!’
    ‘Dum vires annique sinunt, tolerate labores; jam veniet tacito curva senecta pede:’
    While strength and years permit, endure labor, soon bent old age will come with silent foot.
    Early Retirement Quotations
    Some careers are for young men and women, e.g. professional sports. Early retirement can be a particular challenge, especially if it ends prematurely due to injury.  Read these poignant retirement quotations
    ‘It'’s the worst feeling ever when you stop. Young lads who get bad injuries and have to stop early, I don’'t know how they cope, how do they deal with it? I was lucky I got to play for so many years, and it was still hard to stop.
    When you stop playing there is a bit of boredom. Especially when you stop playing and you are getting up for the day and there is no buzz, for some lads nothing will ever replace the buzz.’
    Roy Keane captain of Manchester United 1997-2005

    “It (retirement) hasn'’t hit me yet, but it will hit me at some stage. I spoke to other players who’'ve retired and they'’ve compared it to a death in the family. There’s a bit of that to it. I just have to be positive, take the fond and great memories, the friends, the supporters, all the good things that have come with it.” 
    "I’d love to develop a career in the media but I'’m open to business opportunities. I'’d love to get involved in sports management, looking after the welfare of sports people."
    Frankie Sheahan described his time with Munster and Ireland as a "great adventure" after deciding to call time on a successful 14-year professional rugby career.“

    Time is hard to fill, days are hard to fill, but I'’ll get there. The hardest thing for me since I gave up is that I used to be in contact with the lads all the time.
    We used to be great buddies, but because of the decision I took, I knew I had to distance myself from them. Breaking away from the group and making a conscious decision that you are not part of this group anymore has been the hardest thing.”
    Cork's Diarmuid O'Sullivan on his retirement from inter-county hurling after a glittering career with the ‘Rebels’.“

    I don’t want to be playing golf; I want to be back working.”
    David O’Leary, age 51, after a three year absence from football management

    “When I reached 60, I asked myself the question. I almost left. But I quickly realised, with my family, that it was a mistake. Today, I fear the idea of retiring. I have been on the train for so long, that when I get off I fear my system will collapse. I have decided not to ask myself the question anymore.”
    Alex Ferguson, arguably the greatest ever Premier League manager, in an interview with L’Equipe, admits that he has stopped asking himself the retirement question.

    "In the wealthy nations of the world we face nothing less than a thorough redefinition of retirement. To be sure, people will continue to retire from their jobs. But retirement will no longer be the twilight of life, focused on rest, recreation, and recuperation; it will now be a time in which people will marshall their experience and intelligence to create entirely new lives for themselves."
    - Peter Scwhartz

    "When a man retires and time is no longer a matter of urgent importance, his colleagues generally present him with a watch."
    - R.C. Sherriff

    "Retirement is wonderful. It's doing nothing without worrying about getting caught at it."
    - Gene Perret

    "Retirement can and will be a glorious time in your life. You'll love the freedom and ability to try new things. It's a new phase of life; a chance to be a beginner again."
    - Richard Carlson

    "When men reach their sixties and retire, they go to pieces. Women go right on cooking. "
    - Gail Sheehy

    "It is time I stepped aside for a less experienced and less able man."
    - Professor Scott Elledge

    "People who refuse to rest honorably on their laurels when they reach 'retirement' age seem very admirable to me."
    - Helen Hayes

    "Retirement is not a static event, fixed in time with a gold watch to mark it. Rather retirement -- if that is even the right word -- is a multidirectional process that can take many years."
    - Alice Radosh

    "I want to take retirement rather than feel as if it's taking me unawares. Maybe even seize it joyously. But at least behold it without looking back so longingly that I turn into a pillar of regret."
    - Carl H. Claus

    More quotes on retirement

    "Retirement is the is the last opportunity for individuals to reinvent themselves, let go of the past, and find peace and happiness within."
    - Ernie J. Zelinski

    "On this, my last word here on ABC, I quote Shakespeare, who said, 'All's well that ends well.' My time here now ends extremely well. Thank you.""
    - David Brinkley

    "Life is what we make it. Always has been, always will be."
    - Grandma Moses

    "They should remember me as being the greatest boxer of my era and I did it with dignity, pride, honor. And also retired at the right time."
    - Lennox Lewis

    "As in all successful ventures, the foundation of a good retirement is planning."
    - Earl Nightingale

    I hope these quotes on retirement have inspired you! I for one am looking forward to retirement! For me, it's a time to begin again without all the restraints of the 'shoulds' and 'have to's' that seem to define most of your life! You know, like "I have to work to support the family", "I should keep this job to pay the bills" even if it does not inspire me. Retirement is a time to do what you want, when you want and how you want. Yay to retirement!!

    Happy Retirement Wishes for Uncle

    Retirement wishes and messages feature emotional and heart-felt wordings to congratulate people on their successful retirement. Whether a retiring friend, mom, dad or colleague, you can find special messages, poems, and wordings right here to convey your felicitations in a very special way. Your parent, friend, colleague or boss will always cherish your kind gesture and will imprint your beautiful retirement messages right in their heart.

    Office would not be the same without you. Happy retirement, boss!
    You have put in years of hard work. Now is the time to relax and enjoy. Happy retirement!

    You have worked so hard all your life, now is the time to relax and enjoy. Happy Retirement!

    With retirement the work life comes to an end and the life of enjoyment and fun begins. Happy Retirement!

    It's amazing that your happy days have finally arrived. Relax and look for inner peace now. Have a happy retirement. 

    Wishing you the most stress-free, healthy, happy and amazing retirement. Happy Retirement! 

    Retirement is not an ending rather it's the beginning of the new phase in life. Cheers to your retirement uncle!

    You must be wondering what to do after getting retired. Well, I must tell you that it is the time to find your true passion dear. Happy Retirement!!

    Are you really so old that you are getting retired? Because I think you look really young! ..Happy Retirement!

    The most relaxing, exciting and stress free phase of your life has begun. Happy Retirement!!

    As the working years are over, the fun years are about to begin. Happy Retirement Grandpa!

    Congratulations on your retirement. Now, we will get more time to hang out together. Cheers!!

    Bid farewell to work and start embracing your new cool life free of worries and tensions. Happy Retirement!!

    Wish you get all the fun and happiness in your future life. Happy Retirement dear!!

    Welcome to the level two of adventurous life. Wish you a very happy retirement!!

    Top Retirement Quotes for all 2019 Quotes, wishes, messages Top Retirement Quotes for all 2019 Quotes, wishes, messages Reviewed by julie sasha on March 20, 2019 Rating: 5

    No comments:

    Powered by Blogger.